Terms and Conditions

Effective Date: August 1, 2026

By using the Homebuyer Development Group, LLC (“HBDG”) website, you agree to these Terms & Conditions.

Educational Services: HBDG provides homebuyer education, financial readiness coaching, budgeting guidance, credit education, mortgage-preparation education, and related consulting services. Services are educational and informational in nature.

What We Do Not Provide: HBDG is not a mortgage lender, mortgage broker, credit repair company, debt settlement company, financial advisor, real estate broker, attorney, or tax professional. HBDG does not make lending decisions or submit or process mortgage applications.

No Guarantees: HBDG does not guarantee credit-score increases, mortgage or loan approval, interest rates, financing terms, or the purchase of a home. Results vary based on individual circumstances and decisions made by independent third parties.

Third Parties: Clients may be encouraged to consult independent mortgage, real estate, legal, tax, or financial professionals when appropriate. Any decision to engage a third-party professional is made independently by the client.

Privacy: Information submitted through this website is handled according to our Privacy Policy.

Acceptance: By using this website, you acknowledge and agree to these Terms & Conditions.